A regulated route to build a retirement corpus
NPS lets you contribute regularly during your working years into a mix of equity, corporate debt, government securities and alternate assets, with the accumulated corpus used at exit to purchase an annuity and provide a lump sum, as per PFRDA rules in force.
We assist with PRAN registration, selection between Auto and Active choice, pension fund manager selection from the empanelled list — including ICICI Prudential Pension Fund and LIC Pension Fund — and with routine servicing requests.
Tax treatment of contributions and withdrawals is governed by the Income Tax Act and changes from time to time. Please confirm the current position with your tax consultant.
The paperwork side of it
- PRAN generation for Tier I and Tier II accounts
- Auto choice and Active choice allocation support
- Pension fund manager change and scheme preference change
- Contribution receipts, statement of transaction retrieval
- Exit, partial withdrawal and annuity documentation support
ICICI Prudential Pension Fund · LIC Pension Fund
Before you sign anything
Any Indian citizen, resident or non-resident, within the age band prescribed by PFRDA at the time of registration. KYC-compliant bank details and identity documents are required.
Yes. PFRDA permits a change of pension fund manager and scheme preference within the limits and frequency notified by the authority.
Tier I accounts have a minimum annual contribution to remain active. If it is not met, the account is frozen and can be unfrozen by paying the prescribed charge along with the shortfall.
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance is not indicative of future results and no return is assured or guaranteed.
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Have a question about National Pension System (NPS)?
Call us during working hours or send a WhatsApp message. We will walk you through the documents, the costs and the process before anything is signed.