Cover for the things you use every day
Motor insurance is compulsory for third-party liability under the Motor Vehicles Act. A comprehensive policy additionally covers your own vehicle, and add-ons such as zero depreciation, engine protection and roadside assistance change the claim experience considerably.
Home and shopkeeper policies cover structure, contents and stock against fire, burst pipes, burglary and named perils. Travel policies cover medical emergencies, baggage and trip disruptions abroad.
Every policy carries exclusions, deductibles and depreciation grids. We point you to the relevant clauses in the wording before you buy, not after a claim.
The paperwork side of it
- Private car, two-wheeler and commercial vehicle policies
- Add-on comparison — zero depreciation, engine, consumables
- Home structure, contents and shopkeeper covers
- Personal accident and overseas travel policies
- Renewal tracking so cover never lapses mid-term
Bajaj Allianz General · ICICI Lombard General
Before you sign anything
No. The accumulated NCB belongs to you and can be carried across insurers at renewal, subject to the transfer documentation required by the new insurer.
It removes the depreciation deducted on replaced parts at claim settlement, subject to the number of claims and the terms in the add-on wording.
The structure is the owner's risk, but your contents are yours. A contents-only policy is available and is generally inexpensive.
Insurance is the subject matter of solicitation. Abhilasha Wealth is an associate / point-of-sale entity of IRDAI-registered insurance companies. Acceptance of a proposal, the premium charged and the settlement of a claim are decided solely by the insurer as per the policy terms and conditions.
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Have a question about General Insurance?
Call us during working hours or send a WhatsApp message. We will walk you through the documents, the costs and the process before anything is signed.