/* ==========================================================================
   Abhilasha Wealth — MF & SIF Distributor
   Design system: "Indigo Arch"
   Palette : Bengal indigo ink + marigold accent + cool paper
   Type    : Newsreader (display) / Be Vietnam Pro (body) / IBM Plex Mono (data)
   ========================================================================== */

:root{
  --ink:#0E1B33;
  --ink-2:#16294B;
  --indigo:#1D3E77;
  --indigo-soft:#2C56A0;
  --marigold:#E9A21B;
  --marigold-deep:#C8830B;
  --paper:#EEF2F7;
  --paper-2:#F7F9FC;
  --white:#FFFFFF;
  --slate:#4B5B72;
  --line:rgba(14,27,51,.12);
  --line-light:rgba(255,255,255,.16);
  --up:#12855B;
  --down:#C0392B;

  --shadow-sm:0 2px 10px rgba(14,27,51,.06);
  --shadow-md:0 18px 44px rgba(14,27,51,.12);
  --shadow-lg:0 30px 70px rgba(14,27,51,.20);

  --arch:20px;
  --arch-sm:20px;

  --display:"Newsreader",Georgia,serif;
  --body:"Be Vietnam Pro","Segoe UI",sans-serif;
  --mono:"IBM Plex Mono",ui-monospace,monospace;

  --wrap:1240px;
  --gutter:clamp(18px,4vw,44px);
  --sec-y:clamp(60px,8vw,112px);

  --ticker-h:38px;
  --topbar-h:40px;
}

/* ---------- reset ---------- */
*,*::before,*::after{box-sizing:border-box;}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;overflow-x:hidden;max-width:100%;}
body{
  margin:0;background:var(--white);color:var(--ink);
  font-family:var(--body);font-size:16.5px;line-height:1.72;font-weight:400;
  overflow-x:hidden;-webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block;}
a{color:inherit;text-decoration:none;}
button{font:inherit;color:inherit;background:none;border:0;cursor:pointer;}
ul{margin:0;padding:0;list-style:none;}
:focus-visible{outline:3px solid var(--marigold);outline-offset:3px;border-radius:4px;}

h1,h2,h3,h4{font-family:var(--display);font-weight:500;line-height:1.12;letter-spacing:-.015em;margin:0 0 .5em;}
h1{font-size:clamp(2.15rem,5.2vw,4.05rem);}
h2{font-size:clamp(1.75rem,3.7vw,2.9rem);}
h3{font-size:clamp(1.2rem,2vw,1.55rem);line-height:1.24;}
h4{font-size:1.06rem;font-family:var(--body);font-weight:600;letter-spacing:0;}
p{margin:0 0 1.05em;}
em,.em{font-style:italic;color:var(--marigold-deep);}
.on-dark em,.on-dark .em{color:var(--marigold);}

.wrap{width:100%;max-width:var(--wrap);margin-inline:auto;padding-inline:var(--gutter);}
.bar-wrap{width:90%;max-width:1680px;margin-inline:auto;}
@media (max-width:720px){.bar-wrap{width:92%;}}
.section{padding-block:var(--sec-y);}
.section--tight{padding-block:clamp(42px,5vw,72px);}
.bg-paper{background:var(--paper);}
.bg-paper-2{background:var(--paper-2);}
.bg-ink{background:var(--ink);color:#DCE4F0;}
.bg-ink h1,.bg-ink h2,.bg-ink h3,.bg-ink h4{color:#fff;}

/* ---------- eyebrow / heads ---------- */
.eyebrow{
  font-family:var(--mono);font-size:.68rem;letter-spacing:.22em;text-transform:uppercase;
  color:var(--indigo);display:inline-flex;align-items:center;gap:10px;margin-bottom:16px;font-weight:500;
}
.eyebrow::before{content:"";width:26px;height:2px;background:var(--marigold);}
.on-dark .eyebrow,.bg-ink .eyebrow{color:var(--marigold);}
.on-dark .eyebrow::before,.bg-ink .eyebrow::before{background:var(--marigold);}
.lead{font-size:clamp(1.02rem,1.5vw,1.16rem);color:var(--slate);max-width:62ch;}
.bg-ink .lead,.on-dark .lead{color:#B9C6DC;}
.sec-head{max-width:760px;margin-bottom:clamp(30px,4vw,52px);}
.sec-head--center{margin-inline:auto;text-align:center;}
.sec-head--center .eyebrow{justify-content:center;}

/* ==========================================================================
   1. NIFTY 50 TICKER
   ========================================================================== */
.ticker{
  background:var(--ink);color:#E7EDF7;height:var(--ticker-h);
  display:flex;align-items:center;overflow:hidden;position:relative;
  border-bottom:1px solid rgba(255,255,255,.08);
}
.ticker__viewport{flex:1;overflow:hidden;height:100%;position:relative;
  -webkit-mask-image:linear-gradient(90deg,transparent,#000 3%,#000 97%,transparent);
          mask-image:linear-gradient(90deg,transparent,#000 3%,#000 97%,transparent);}
.ticker__track{display:flex;align-items:center;height:100%;width:max-content;animation:slide 90s linear infinite;}
.ticker:hover .ticker__track{animation-play-state:paused;}
@keyframes slide{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.tick{display:inline-flex;align-items:baseline;gap:7px;padding:0 15px;font-family:var(--mono);font-size:.73rem;white-space:nowrap;
  border-right:1px solid rgba(255,255,255,.08);}
.tick__sym{color:#fff;font-weight:500;letter-spacing:.04em;}
.tick__px{color:#B9C6DC;}
.tick__chg{font-size:.68rem;font-weight:500;}
.tick--up .tick__chg{color:#41D69A;}
.tick--down .tick__chg{color:#FF8574;}

/* ==========================================================================
   2. TOPBAR
   ========================================================================== */
.topbar{background:#F7F9FC;color:var(--slate);font-size:.78rem;border-bottom:1px solid var(--line);}
.topbar__inner{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:var(--topbar-h);flex-wrap:wrap;}
.topbar__left{display:flex;align-items:center;gap:12px;flex-wrap:wrap;}
.topbar__badge{display:inline-flex;align-items:center;gap:7px;font-weight:600;color:var(--ink);letter-spacing:.01em;}
.topbar__badge svg{width:14px;height:14px;fill:var(--marigold-deep);flex:0 0 auto;}
.topbar__arn{font-family:var(--mono);font-size:.8rem;font-weight:700;letter-spacing:.06em;color:var(--marigold-deep);
  border-left:1px solid var(--line);padding-left:12px;}
.topbar__right{display:flex;align-items:center;gap:18px;flex-wrap:wrap;}
.topbar__right a{display:inline-flex;align-items:center;gap:7px;color:var(--ink);transition:color .2s;}
.topbar__right a:hover{color:var(--marigold-deep);}
.topbar__right svg{width:13px;height:13px;fill:currentColor;opacity:.75;}

/* ==========================================================================
   3. HEADER
   ========================================================================== */
.header{position:sticky;top:0;z-index:900;background:rgba(255,255,255,.97);backdrop-filter:blur(12px);
  border-bottom:1px solid var(--line);transition:box-shadow .25s;}
.header.is-stuck{box-shadow:0 10px 30px rgba(14,27,51,.09);}
.header__inner{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:92px;}

.brand{display:flex;align-items:center;gap:12px;flex:0 0 auto;}
.brand__logo{height:68px;width:auto;display:block;}
.brand__logo--sm{height:54px;}

.nav{display:flex;align-items:center;gap:2px;}
.nav__item{position:relative;}
.nav__link{display:inline-flex;align-items:center;gap:5px;padding:12px 14px;font-size:.95rem;font-weight:500;color:var(--ink);
  border-radius:8px;transition:color .2s,background .2s;white-space:nowrap;}
.nav__link:hover,.nav__item:hover>.nav__link,.nav__link.is-active{color:var(--indigo);background:rgba(29,62,119,.06);}
.nav__link.is-active{box-shadow:inset 0 -2px 0 var(--marigold);}
.nav__caret{width:9px;height:9px;fill:currentColor;opacity:.6;transition:transform .2s;}
.nav__item:hover .nav__caret{transform:rotate(180deg);}

.mega{position:absolute;top:calc(100% + 6px);left:50%;transform:translate(-50%,10px);
  background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow-md);
  padding:18px;opacity:0;visibility:hidden;transition:.22s;z-index:20;}
.nav__item:hover .mega,.nav__item:focus-within .mega{opacity:1;visibility:visible;transform:translate(-50%,0);}
.mega--wide{width:min(760px,86vw);display:grid;grid-template-columns:repeat(3,1fr);gap:6px 22px;}
.mega--single{width:262px;}
.mega__group{display:contents;}
.mega__title{grid-column:span 1;font-family:var(--mono);font-size:.6rem;letter-spacing:.18em;text-transform:uppercase;
  color:var(--marigold-deep);padding:8px 10px 4px;}
.mega a{display:block;padding:9px 10px;font-size:.94rem;font-weight:600;border-radius:8px;color:var(--ink);transition:.18s;}
.mega a:hover{background:var(--paper);color:var(--indigo);transform:translateX(3px);}
.mega__col{display:flex;flex-direction:column;}

.header__cta{display:flex;align-items:center;gap:9px;flex:0 0 auto;}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:13px 24px;border-radius:100px;
  font-size:.86rem;font-weight:600;letter-spacing:.01em;transition:.24s;border:1.5px solid transparent;white-space:nowrap;}
.btn svg{width:15px;height:15px;fill:currentColor;}
.btn--gold{background:var(--marigold);color:#231600;box-shadow:0 8px 22px rgba(233,162,27,.32);}
.btn--gold:hover{background:var(--marigold-deep);color:#fff;transform:translateY(-2px);}
.btn--ink{background:var(--ink);color:#fff;}
.btn--ink:hover{background:var(--indigo);transform:translateY(-2px);}
.btn--ghost{border-color:var(--line);color:var(--ink);background:#fff;}
.btn--ghost:hover{border-color:var(--indigo);color:var(--indigo);transform:translateY(-2px);}
.btn--light{border-color:rgba(255,255,255,.4);color:#fff;}
.btn--light:hover{background:#fff;color:var(--ink);border-color:#fff;}
.btn--sm{padding:10px 20px;font-size:.85rem;}
.btn--block{width:100%;}

.burger{display:none;width:46px;height:46px;border:1px solid var(--line);border-radius:12px;align-items:center;justify-content:center;flex-direction:column;gap:5px;}
.burger span{display:block;width:20px;height:2px;background:var(--ink);border-radius:2px;transition:.25s;}
.burger.is-open span:nth-child(1){transform:translateY(7px) rotate(45deg);}
.burger.is-open span:nth-child(2){opacity:0;}
.burger.is-open span:nth-child(3){transform:translateY(-7px) rotate(-45deg);}

/* mobile nav */
.mnav{position:fixed;inset:0;top:0;background:#fff;z-index:950;transform:translateX(100%);transition:transform .32s cubic-bezier(.4,0,.2,1);
  display:flex;flex-direction:column;overflow-y:auto;visibility:hidden;}
.mnav.is-open{transform:translateX(0);visibility:visible;}
.mnav__head{display:flex;align-items:center;justify-content:space-between;padding:16px var(--gutter);border-bottom:1px solid var(--line);position:sticky;top:0;background:#fff;z-index:2;}
.mnav__close{width:42px;height:42px;border:1px solid var(--line);border-radius:12px;font-size:1.3rem;line-height:1;display:flex;align-items:center;justify-content:center;}
.mnav__body{padding:10px var(--gutter) 28px;}
.mnav__link{display:flex;align-items:center;justify-content:space-between;width:100%;padding:15px 2px;font-size:1rem;font-weight:500;
  border-bottom:1px solid var(--line);text-align:left;}
.mnav__link svg{width:12px;height:12px;fill:var(--indigo);transition:transform .25s;}
.mnav__link.is-open svg{transform:rotate(180deg);}
.mnav__sub{max-height:0;overflow:hidden;transition:max-height .3s ease;}
.mnav__sub.is-open{max-height:1400px;}
.mnav__sub a{display:block;padding:11px 14px;font-size:.9rem;color:var(--slate);border-bottom:1px solid rgba(14,27,51,.06);}
.mnav__sub a::before{content:"—";color:var(--marigold);margin-right:9px;}
.mnav__cta{display:flex;flex-direction:column;gap:11px;margin-top:26px;padding-top:24px;border-top:2px solid var(--marigold);}
.mnav__meta{margin-top:22px;font-size:.82rem;color:var(--slate);font-family:var(--mono);letter-spacing:.03em;}

/* ==========================================================================
   4. HERO
   ========================================================================== */
.hero{position:relative;background:var(--ink);color:#fff;overflow:hidden;}
.hero__bg{position:absolute;inset:0;}
.hero__bg img{width:100%;height:100%;object-fit:cover;opacity:.30;}
.hero__bg::after{content:"";position:absolute;inset:0;
  background:linear-gradient(105deg,rgba(14,27,51,.96) 0%,rgba(14,27,51,.86) 42%,rgba(29,62,119,.55) 100%);}
.hero__inner{position:relative;z-index:2;display:grid;grid-template-columns:1.08fr .92fr;gap:clamp(30px,5vw,72px);
  align-items:center;padding-block:clamp(56px,7vw,104px);}
.hero h1{color:#fff;}
.hero__title-line{display:block;}
.hero p{color:#C3CFE4;max-width:54ch;font-size:1.06rem;}
.hero__actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px;}
.hero__strip{display:flex;flex-wrap:wrap;gap:clamp(18px,4vw,42px);margin-top:42px;padding-top:26px;border-top:1px solid rgba(255,255,255,.16);}
.hero__stat b{display:block;font-family:var(--display);font-size:clamp(1.5rem,2.6vw,2.05rem);font-weight:600;color:var(--marigold);line-height:1;}
.hero__stat span{font-family:var(--mono);font-size:.63rem;letter-spacing:.16em;text-transform:uppercase;color:#9FB0CC;}

/* signature: the arch */
.arch{position:relative;border-radius:var(--arch);overflow:hidden;background:var(--indigo);}
.arch img{width:100%;height:100%;object-fit:cover;font-size:.72rem;color:#C7D3E8;}
.arch-frame{position:relative;}
.arch-frame::before{content:"";position:absolute;inset:-16px;border:1.5px solid var(--marigold);
  border-radius:calc(var(--arch) + 8px);pointer-events:none;z-index:0;}
.arch-frame .arch{position:relative;z-index:1;}
.hero__media{position:relative;}
.hero__media .arch{aspect-ratio:4/4.9;box-shadow:var(--shadow-lg);}
.hero__chip{position:absolute;left:-16px;bottom:34px;z-index:3;background:#fff;color:var(--ink);border-radius:14px;
  padding:14px 18px;box-shadow:var(--shadow-md);max-width:230px;}
.hero__chip b{display:block;font-family:var(--display);font-size:1.02rem;}
.hero__chip span{font-size:.74rem;color:var(--slate);}

/* page hero (inner pages) */
.phero{position:relative;background:var(--ink);color:#fff;overflow:hidden;}
.phero__bg{position:absolute;inset:0;}
.phero__bg img{width:100%;height:100%;object-fit:cover;opacity:.26;}
.phero__bg::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(14,27,51,.95),rgba(29,62,119,.62));}
.phero__inner{position:relative;z-index:2;padding-block:clamp(46px,6vw,88px);}
.phero h1{color:#fff;font-size:clamp(1.95rem,4.2vw,3.25rem);white-space:normal;max-width:none;}
.phero p{color:#BECBE1;max-width:68ch;margin-bottom:0;}
.crumb{font-family:var(--mono);font-size:.68rem;letter-spacing:.14em;text-transform:uppercase;color:#93A6C4;margin-bottom:14px;}
.crumb a:hover{color:var(--marigold);}
.crumb span{color:var(--marigold);}

/* ==========================================================================
   5. SPLIT (image + content)   .split--reverse = image on right
   ========================================================================== */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(28px,5vw,68px);align-items:center;}
.split__media{position:relative;align-self:stretch;display:flex;}
.split__media>.arch-frame{flex:1;display:flex;min-width:0;}
.split__media .arch{flex:1;height:auto;min-height:clamp(380px,42vw,560px);box-shadow:var(--shadow-md);}
/* image sits a little taller than the text column */
@media (min-width:861px){
  .split__media{margin-block:-26px;}
}
.split__body{min-width:0;}
.split--reverse .split__media{order:2;}
.split--reverse .split__body{order:1;}


.badge-float{position:absolute;z-index:3;background:var(--marigold);color:#231600;border-radius:12px;padding:12px 16px;
  font-family:var(--mono);font-size:.68rem;letter-spacing:.12em;text-transform:uppercase;font-weight:600;box-shadow:var(--shadow-md);}
.badge-float--br{right:-10px;bottom:26px;}
.badge-float--bl{left:-10px;bottom:26px;}

/* checked list */
.ticklist li{position:relative;padding-left:32px;margin-bottom:12px;color:var(--slate);}
.ticklist li::before{content:"";position:absolute;left:0;top:9px;width:16px;height:16px;border-radius:50%;
  background:var(--marigold);
  -webkit-mask:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z'/></svg>") center/13px no-repeat,linear-gradient(#000,#000);
  -webkit-mask-composite:xor;mask-composite:exclude;}
.ticklist li b{color:var(--ink);font-weight:600;}
.bg-ink .ticklist li,.on-dark .ticklist li{color:#B9C6DC;}
.bg-ink .ticklist li b{color:#fff;}

/* ==========================================================================
   6. SERVICE CARDS
   ========================================================================== */
.grid{display:grid;gap:clamp(18px,2.4vw,28px);}
.grid--3{grid-template-columns:repeat(3,1fr);}
.grid--2{grid-template-columns:repeat(2,1fr);}
.grid--branches{max-width:920px;margin-inline:auto;}
.grid--4{grid-template-columns:repeat(4,1fr);}

.scard{position:relative;border-radius:var(--arch-sm);overflow:hidden;background:var(--ink);min-height:335px;
  display:flex;flex-direction:column;justify-content:flex-end;isolation:isolate;transition:transform .35s,box-shadow .35s;}
.scard img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2;transition:transform .7s cubic-bezier(.2,.7,.3,1);}
.scard::after{content:"";position:absolute;inset:0;z-index:-1;
  background:linear-gradient(180deg,rgba(14,27,51,.14) 20%,rgba(14,27,51,.82) 66%,rgba(14,27,51,.96) 100%);}
.scard:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg);}
.scard:hover img{transform:scale(1.07);}
.scard__body{padding:24px;color:#fff;}
/* Hidden per request — kept in place (not deleted) in case it's needed again later. */
.scard__kicker{display:none;font-family:var(--mono);font-size:.72rem;font-weight:600;letter-spacing:.14em;
  text-transform:uppercase;color:var(--ink);background:var(--marigold);padding:5px 11px;border-radius:100px;}
.scard h3{color:#fff;margin:8px 0 8px;font-size:1.26rem;}
.scard p{color:#fff;font-size:.87rem;margin-bottom:14px;}
.scard__more{display:inline-flex;align-items:center;gap:8px;font-size:.78rem;font-weight:600;color:#fff;
  font-family:var(--mono);letter-spacing:.1em;text-transform:uppercase;}
.scard__more svg{width:14px;height:14px;fill:var(--marigold);transition:transform .25s;}
.scard:hover .scard__more svg{transform:translateX(5px);}

/* plain feature card */
.fcard{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px;transition:.3s;height:100%;}
.fcard:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:transparent;}
.fcard__ico{width:46px;height:46px;border-radius:12px;background:rgba(29,62,119,.08);display:flex;align-items:center;justify-content:center;margin-bottom:16px;}
.fcard__ico svg{width:22px;height:22px;fill:var(--indigo);}
.fcard h3{font-size:1.1rem;}
.fcard p{font-size:.9rem;color:var(--slate);margin:0;}
.bg-ink .fcard{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.12);}
.bg-ink .fcard p{color:#B0BFD8;}
.bg-ink .fcard__ico{background:rgba(233,162,27,.16);}
.bg-ink .fcard__ico svg{fill:var(--marigold);}

/* ==========================================================================
   7. AMC PARTNERS
   ========================================================================== */
.amc{overflow:hidden;position:relative;padding-block:6px;
  -webkit-mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent);
          mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent);}
.amc__track{display:flex;gap:14px;width:max-content;animation:slide 46s linear infinite;}
.amc:hover .amc__track{animation-play-state:paused;}
.amc--rev .amc__track{animation-direction:reverse;animation-duration:54s;}
.amc__item{flex:0 0 auto;width:206px;height:96px;background:#fff;border:1px solid var(--line);border-radius:14px;
  display:flex;align-items:center;justify-content:center;padding:16px;transition:.3s;}
.amc__item:hover{border-color:var(--marigold);box-shadow:var(--shadow-sm);transform:translateY(-3px);}
.amc__item img{max-height:52px;width:auto;opacity:.9;}

/* ==========================================================================
   8. BRANCH OFFICES
   ========================================================================== */
.branch{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px;position:relative;overflow:hidden;height:100%;transition:.3s;}
.branch::before{content:"";position:absolute;left:0;top:0;bottom:0;width:4px;background:var(--marigold);transform:scaleY(0);transform-origin:top;transition:transform .35s;}
.branch:hover::before{transform:scaleY(1);}
.branch:hover{box-shadow:var(--shadow-md);}
.branch__tag{font-family:var(--mono);font-size:.6rem;letter-spacing:.17em;text-transform:uppercase;color:var(--marigold-deep);}
.branch h3{font-size:1.2rem;margin:8px 0 10px;}
.branch address{font-style:normal;font-size:.9rem;color:var(--slate);line-height:1.62;}
.branch__links{margin-top:14px;display:flex;gap:14px;flex-wrap:wrap;font-size:.82rem;font-weight:600;}
.branch__links a{color:var(--indigo);}
.branch__links a:hover{color:var(--marigold-deep);}

/* ==========================================================================
   9. STATS / RIBBON / CTA BAND
   ========================================================================== */
.ribbon{background:var(--indigo);color:#fff;}
.ribbon__inner{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;padding-block:38px;}
.ribbon__cell{text-align:center;border-right:1px solid rgba(255,255,255,.16);}
.ribbon__cell:last-child{border-right:0;}
.ribbon__cell b{display:block;font-family:var(--display);font-size:clamp(1.6rem,3vw,2.4rem);font-weight:600;color:var(--marigold);line-height:1.05;}
.ribbon__cell span{font-family:var(--mono);font-size:.63rem;letter-spacing:.14em;text-transform:uppercase;color:#C3D0E8;}

.ctaband{position:relative;overflow:hidden;background:var(--ink);color:#fff;}
.ctaband__bg{position:absolute;inset:0;}
.ctaband__bg img{width:100%;height:100%;object-fit:cover;opacity:.22;}
.ctaband__bg::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(14,27,51,.95),rgba(29,62,119,.7));}
.ctaband__inner{position:relative;z-index:2;display:flex;align-items:center;justify-content:space-between;gap:32px;flex-wrap:wrap;padding-block:clamp(44px,6vw,76px);}
.ctaband h2{color:#fff;margin-bottom:10px;max-width:18ch;}
.ctaband p{color:#BCC9E0;max-width:52ch;margin:0;}
.ctaband__actions{display:flex;gap:12px;flex-wrap:wrap;}

/* ==========================================================================
   10. FAQ / ACCORDION
   ========================================================================== */
.faq{border-top:1px solid var(--line);}
.faq__item{border-bottom:1px solid var(--line);}
.faq__q{display:flex;align-items:center;justify-content:space-between;gap:18px;width:100%;padding:20px 2px;text-align:left;
  font-weight:600;font-size:1rem;transition:color .2s;}
.faq__q:hover{color:var(--indigo);}
.faq__sign{flex:0 0 auto;width:26px;height:26px;border-radius:50%;border:1.5px solid var(--line);position:relative;transition:.25s;}
.faq__sign::before,.faq__sign::after{content:"";position:absolute;inset:50% 6px auto;height:1.5px;background:var(--ink);transform:translateY(-50%);transition:.25s;}
.faq__sign::after{transform:translateY(-50%) rotate(90deg);}
.faq__item.is-open .faq__sign{background:var(--marigold);border-color:var(--marigold);}
.faq__item.is-open .faq__sign::after{transform:translateY(-50%) rotate(0);}
.faq__a{max-height:0;overflow:hidden;transition:max-height .3s ease;}
.faq__a p{padding:0 2px 20px;color:var(--slate);font-size:.94rem;margin:0;max-width:78ch;}

/* ==========================================================================
   11. FORMS
   ========================================================================== */
.form{display:grid;gap:16px;}
.form__row{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
.field label{display:block;font-size:.76rem;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:var(--slate);margin-bottom:7px;font-family:var(--mono);}
.field input,.field select,.field textarea{width:100%;padding:13px 15px;border:1px solid var(--line);border-radius:11px;background:#fff;
  font-family:var(--body);font-size:.94rem;color:var(--ink);transition:.2s;}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--indigo);box-shadow:0 0 0 3px rgba(29,62,119,.1);outline:none;}
.field textarea{min-height:120px;resize:vertical;}
.form__note{font-size:.78rem;color:var(--slate);}
.form-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:clamp(22px,3vw,36px);box-shadow:var(--shadow-sm);}

/* ==========================================================================
   12. PROSE (policy pages)
   ========================================================================== */
.prose{max-width:940px;}
.prose h2{font-size:clamp(1.3rem,2.4vw,1.85rem);margin-top:2.1em;padding-top:.2em;}
.prose h2:first-child{margin-top:0;}
.prose h3{font-size:1.1rem;margin-top:1.5em;font-family:var(--body);font-weight:600;}
.prose p,.prose li{color:var(--slate);}
.prose ul{margin:0 0 1.1em;padding-left:0;}
.prose ul li{position:relative;padding-left:24px;margin-bottom:9px;}
.prose ul li::before{content:"";position:absolute;left:2px;top:11px;width:7px;height:7px;border-radius:2px;background:var(--marigold);}
.prose a{color:var(--indigo);text-decoration:underline;text-underline-offset:3px;}
.prose strong{color:var(--ink);}
.policy-index{position:sticky;top:110px;background:var(--paper);border-radius:16px;padding:22px;font-size:.86rem;}
.policy-index b{display:block;font-family:var(--mono);font-size:.62rem;letter-spacing:.16em;text-transform:uppercase;color:var(--indigo);margin-bottom:12px;}
.policy-index a{display:block;padding:7px 0;color:var(--slate);border-bottom:1px solid var(--line);}
.policy-index a:last-child{border-bottom:0;}
.policy-index a:hover{color:var(--marigold-deep);}
.policy-layout{display:grid;grid-template-columns:1fr 280px;gap:clamp(28px,4vw,56px);align-items:start;}

.callout{background:var(--paper);border-left:4px solid var(--marigold);border-radius:0 14px 14px 0;padding:20px 24px;margin:26px 0;}
.callout p:last-child{margin-bottom:0;}
.callout__t{font-family:var(--mono);font-size:.64rem;letter-spacing:.16em;text-transform:uppercase;color:var(--marigold-deep);margin-bottom:8px;display:block;}
.callout--ink{background:rgba(255,255,255,.05);border-left-color:var(--marigold);}

/* ==========================================================================
   13. FOOTER
   ========================================================================== */
.footer{background:var(--ink);color:#fff;font-size:.88rem;}
.footer a:hover{color:var(--marigold);}
.footer__top{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:clamp(24px,3vw,44px);padding-block:clamp(46px,5vw,72px);}
.footer h4{color:#fff;font-family:var(--mono);font-size:.66rem;letter-spacing:.18em;text-transform:uppercase;margin-bottom:18px;}
.footer li{margin-bottom:9px;}
.footer__brand{display:flex;align-items:center;gap:12px;margin-bottom:18px;}
.footer__logo-box{display:inline-flex;align-items:center;background:#fff;padding:5px 9px;border-radius:14px;box-shadow:var(--shadow-sm);}
.footer__logo-box .brand__logo{height:70px;}
.footer__social{display:flex;gap:9px;margin-top:20px;}
.footer__social a{width:36px;height:36px;border-radius:10px;border:1px solid rgba(255,255,255,.16);display:flex;align-items:center;justify-content:center;transition:.25s;}
.footer__social a:hover{background:var(--marigold);border-color:var(--marigold);}
.footer__social svg{width:15px;height:15px;fill:#fff;}
.footer__social a:hover svg{fill:#231600;}
.footer__contact li{display:flex;gap:10px;align-items:flex-start;}
.footer__contact svg{width:14px;height:14px;fill:var(--marigold);flex:0 0 auto;margin-top:5px;}
.footer__reg{border-top:1px solid rgba(255,255,255,.12);padding-block:26px;font-size:.86rem;line-height:1.7;color:#fff;}
.footer__reg strong{color:#fff;}
.footer__disc{border-top:1px solid rgba(255,255,255,.12);padding-block:26px;font-size:.84rem;line-height:1.72;color:#fff;}
.footer__bottom{border-top:1px solid rgba(255,255,255,.12);padding-block:20px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.79rem;}
.footer__legal{display:flex;gap:8px;flex-wrap:wrap;}
.footer__legal span{opacity:.4;}

/* ==========================================================================
   14. FLOATING BUTTONS
   ========================================================================== */
.floats{position:fixed;left:18px;bottom:22px;bottom:calc(22px + env(safe-area-inset-bottom));
  z-index:2000;display:flex;flex-direction:column;gap:12px;-webkit-transform:translateZ(0);transform:translateZ(0);}
.fbtn{width:54px;height:54px;border-radius:50%;display:flex;align-items:center;justify-content:center;
  box-shadow:0 10px 26px rgba(14,27,51,.28);transition:.28s;position:relative;flex:0 0 auto;}
.fbtn svg{width:26px;height:26px;fill:#fff;}
.fbtn--wa{background:#25D366;}
.fbtn--call{background:var(--indigo);}
.fbtn:hover{transform:scale(1.09) translateY(-2px);}
.fbtn::after{content:attr(data-label);position:absolute;left:64px;top:50%;transform:translateY(-50%) translateX(-8px);
  background:var(--ink);color:#fff;font-size:.72rem;padding:7px 12px;border-radius:8px;white-space:nowrap;opacity:0;pointer-events:none;transition:.25s;}
.fbtn:hover::after{opacity:1;transform:translateY(-50%) translateX(0);}
.fbtn--wa::before{content:"";position:absolute;inset:-6px;border-radius:50%;border:2px solid #25D366;opacity:.6;animation:ring 2.2s infinite;}
@keyframes ring{0%{transform:scale(.9);opacity:.7}70%{transform:scale(1.35);opacity:0}100%{opacity:0}}

.totop{position:fixed;right:18px;bottom:22px;bottom:calc(22px + env(safe-area-inset-bottom));
  z-index:2000;width:50px;height:50px;border-radius:14px;background:var(--ink);
  display:flex;align-items:center;justify-content:center;opacity:0;visibility:hidden;transform:translateY(14px);transition:.3s;
  box-shadow:0 10px 26px rgba(14,27,51,.28);-webkit-transform:translateZ(0);}
.totop.is-vis{opacity:1;visibility:visible;transform:translateY(0);}
.totop:hover{background:var(--marigold);}
.totop svg{width:20px;height:20px;fill:#fff;}
.totop:hover svg{fill:#231600;}

/* ==========================================================================
   15. REVEAL ANIMATION
   ========================================================================== */
.rv{opacity:1;} /* visible by default — animation only applies when JS is running */
.js .rv{opacity:0;transform:translateY(26px);transition:opacity .7s cubic-bezier(.2,.7,.3,1),transform .7s cubic-bezier(.2,.7,.3,1);}
.js .rv.in{opacity:1;transform:none;}
.rv-d1{transition-delay:.09s}.rv-d2{transition-delay:.18s}.rv-d3{transition-delay:.27s}.rv-d4{transition-delay:.36s}

/* ==========================================================================
   16. RESPONSIVE
   ========================================================================== */
@media (max-width:1180px){
  .nav__link{padding:12px 10px;font-size:.88rem;}
  .header__cta .btn{padding:11px 16px;font-size:.8rem;}
}
@media (max-width:1024px){
  .nav,.header__cta{display:none;}
  .burger{display:flex;}
  .grid--4{grid-template-columns:repeat(2,1fr);}
  .footer__top{grid-template-columns:1fr 1fr;}
  .policy-layout{grid-template-columns:1fr;}
  .policy-index{position:static;}
}
@media (max-width:900px){
  .grid--3{grid-template-columns:repeat(2,1fr);}
  .hero__inner{grid-template-columns:1fr;}
  .hero__media{order:-1;max-width:460px;}
  .hero__media .arch{aspect-ratio:4/3.4;}
  .ribbon__inner{grid-template-columns:repeat(2,1fr);gap:28px;}
  .ribbon__cell:nth-child(2){border-right:0;}
}
@media (max-width:860px){
  .split{grid-template-columns:1fr;}
  /* image first on mobile for image-right sections */
  .split--reverse{display:flex;flex-direction:column-reverse;}
  .split--reverse .split__media,.split--reverse .split__body{order:initial;}
  .split__media .arch{min-height:300px;aspect-ratio:4/3.3;flex:0 0 auto;}
  .split__media,.split__media>.arch-frame{display:block;}
  .arch-frame::before{inset:-10px;border-radius:calc(var(--arch) + 6px);}
}
@media (max-width:720px){
  .topbar__inner{justify-content:center;text-align:center;padding-block:8px;flex-wrap:nowrap;gap:8px;}
  .topbar__left{flex-wrap:nowrap;gap:8px;overflow:hidden;justify-content:center;width:100%;}
  .topbar__badge{font-size:.68rem;white-space:nowrap;}
  .topbar__badge svg{width:12px;height:12px;}
  .topbar__arn{font-size:.68rem;border-left:0;padding-left:0;white-space:nowrap;}
  .topbar__right{display:none;}
  .grid--3,.grid--2,.grid--4{grid-template-columns:1fr;}
  .form__row{grid-template-columns:1fr;}
  .footer__top{grid-template-columns:1fr;}
  .ctaband__inner{flex-direction:column;align-items:flex-start;}
  .hero__chip{position:static;max-width:none;margin-top:16px;}
  .fbtn{width:50px;height:50px;}
  .fbtn svg{width:23px;height:23px;}
  .floats{left:14px;bottom:16px;}
  .totop{right:14px;bottom:16px;width:46px;height:46px;}
}
@media (max-width:520px){
  .ribbon__inner{grid-template-columns:1fr 1fr;}
  .brand__logo{height:75px;}

}

@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important;scroll-behavior:auto!important;}
  .rv{opacity:1;transform:none;}
}

@media print{
  .ticker,.topbar,.header,.floats,.totop,.ctaband,.mnav{display:none!important;}
  body{color:#000;}
}

/* ==========================================================================
   17. CALCULATORS
   ========================================================================== */
.calc-shell{display:grid;grid-template-columns:250px 1fr;gap:28px;align-items:start;}
.calc-tabs{position:sticky;top:96px;display:flex;flex-direction:column;gap:4px;background:var(--paper);
  border-radius:16px;padding:10px;}
.calc-tab{display:flex;align-items:center;gap:10px;text-align:left;padding:12px 14px;border-radius:11px;
  font-size:.85rem;font-weight:500;color:var(--slate);transition:.2s;}
.calc-tab b{font-family:var(--mono);font-size:.68rem;color:var(--indigo);flex:0 0 auto;}
.calc-tab:hover{background:#fff;color:var(--ink);}
.calc-tab.is-active{background:var(--ink);color:#fff;box-shadow:var(--shadow-sm);}
.calc-tab.is-active b{color:var(--marigold);}
.calc-panel{display:none;}
.calc-panel.is-active{display:block;}
.calc-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:clamp(20px,3vw,34px);box-shadow:var(--shadow-sm);}
.calc-card__head{margin-bottom:22px;}
.calc-card__head h3{margin-bottom:6px;}
.calc-card__head p{color:var(--slate);font-size:.92rem;margin:0;max-width:65ch;}
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:start;}
.calc-fields{display:grid;gap:16px;}
.calc-field label{display:flex;justify-content:space-between;gap:10px;font-size:.78rem;font-weight:600;
  text-transform:uppercase;letter-spacing:.04em;color:var(--slate);margin-bottom:7px;font-family:var(--mono);}
.calc-field label span{color:var(--indigo);font-weight:600;text-transform:none;letter-spacing:0;font-family:var(--body);}
.calc-field input[type="number"],.calc-field input[type="range"]{width:100%;}
.calc-field input[type="number"]{padding:12px 14px;border:1px solid var(--line);border-radius:10px;font-size:.95rem;font-family:var(--body);}
.calc-field input[type="number"]:focus{border-color:var(--indigo);outline:none;box-shadow:0 0 0 3px rgba(29,62,119,.1);}
.calc-field input[type="range"]{accent-color:var(--marigold);margin-top:8px;}
.calc-result{background:var(--paper);border-radius:16px;padding:24px;position:sticky;top:170px;}
.calc-result__label{font-family:var(--mono);font-size:.62rem;letter-spacing:.16em;text-transform:uppercase;color:var(--indigo);}
.calc-result__value{font-family:var(--display);font-size:clamp(1.7rem,3vw,2.35rem);font-weight:600;color:var(--ink);margin:6px 0 18px;line-height:1.1;}
.calc-result__value small{display:block;font-family:var(--body);font-size:.68rem;font-weight:500;color:var(--slate);text-transform:none;letter-spacing:0;margin-top:4px;}
.calc-bar{height:12px;border-radius:20px;background:#E2E8F2;overflow:hidden;display:flex;margin-bottom:14px;}
.calc-bar__seg{height:100%;}
.calc-bar__seg--a{background:var(--indigo);}
.calc-bar__seg--b{background:var(--marigold);}
.calc-legend{display:flex;flex-wrap:wrap;gap:14px 20px;font-size:.8rem;color:var(--slate);margin-bottom:16px;}
.calc-legend span{display:inline-flex;align-items:center;gap:7px;}
.calc-legend i{width:10px;height:10px;border-radius:3px;display:inline-block;}
.calc-legend .a i{background:var(--indigo);}
.calc-legend .b i{background:var(--marigold);}
.calc-rows{display:grid;gap:10px;font-size:.86rem;border-top:1px solid var(--line);padding-top:14px;}
.calc-rows div{display:flex;justify-content:space-between;gap:12px;color:var(--slate);}
.calc-rows div b{color:var(--ink);font-weight:600;}
.calc-note{margin-top:16px;font-size:.76rem;color:var(--slate);line-height:1.55;}
@media (max-width:960px){
  .calc-shell{grid-template-columns:1fr;}
  .calc-tabs{position:static;flex-direction:row;flex-wrap:wrap;top:auto;}
  .calc-tab{flex:1 1 auto;justify-content:center;}
  .calc-grid{grid-template-columns:1fr;}
  .calc-result{position:static;}
}

/* ==========================================================================
   19. GALLERY & AWARDS
   ========================================================================== */
.gallery-grid{display:grid;grid-template-columns:repeat(4,1fr);grid-auto-rows:190px;gap:16px;}
.gitem{position:relative;margin:0;border-radius:20px;overflow:hidden;background:var(--paper);isolation:isolate;}
.gitem img{width:100%;height:100%;object-fit:cover;transition:transform .5s;}
.gitem:hover img{transform:scale(1.06);}
.gitem figcaption{position:absolute;left:0;right:0;bottom:0;padding:14px;font-size:.76rem;color:#fff;
  background:linear-gradient(0deg,rgba(14,27,51,.88),transparent);opacity:0;transition:.25s;}
.gitem:hover figcaption{opacity:1;}
.gitem:nth-child(4n+1){grid-column:span 2;grid-row:span 2;}
.gitem:nth-child(4n+2){grid-column:span 2;}
.gitem:nth-child(4n+3){grid-column:span 1;}
.gitem:nth-child(4n){grid-column:span 1;}
@media (max-width:860px){
  .gallery-grid{grid-template-columns:repeat(2,1fr);grid-auto-rows:160px;}
  .gitem:nth-child(4n+1){grid-column:span 2;grid-row:span 1;}
}

.acard{background:#fff;border:1px solid var(--line);border-radius:20px;overflow:hidden;transition:.3s;height:100%;}
.acard:hover{transform:translateY(-5px);box-shadow:var(--shadow-md);}
.acard__media{position:relative;height:190px;}
.acard__media img{width:100%;height:100%;object-fit:cover;}
.acard__year{position:absolute;left:14px;top:14px;background:var(--marigold);color:#231600;font-family:var(--mono);
  font-size:.68rem;font-weight:700;letter-spacing:.06em;padding:6px 12px;border-radius:100px;}
.acard__body{padding:22px;}
.acard h3{font-size:1.06rem;margin-bottom:8px;}
.acard p{font-size:.87rem;color:var(--slate);margin:0;}

/* video cards */
.vcard{position:relative;display:block;border-radius:16px;overflow:hidden;aspect-ratio:4/3;background:var(--ink);isolation:isolate;transition:.3s;}
.vcard:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);}
.vcard img{width:100%;height:100%;object-fit:cover;transition:transform .5s;}
.vcard:hover img{transform:scale(1.06);}
.vcard::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(14,27,51,.05) 40%,rgba(14,27,51,.85) 100%);}
.vcard__play{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);width:52px;height:52px;border-radius:50%;
  background:var(--marigold);display:flex;align-items:center;justify-content:center;z-index:2;box-shadow:0 8px 22px rgba(0,0,0,.35);transition:.25s;}
.vcard:hover .vcard__play{transform:translate(-50%,-50%) scale(1.1);}
.vcard__dur{position:absolute;right:10px;top:10px;z-index:2;background:rgba(14,27,51,.75);color:#fff;font-family:var(--mono);
  font-size:.66rem;padding:4px 8px;border-radius:6px;}
.vcard__title{position:absolute;left:14px;right:14px;bottom:12px;z-index:2;color:#fff;font-size:.84rem;font-weight:600;line-height:1.3;}

/* ==========================================================================
   21. UPLOAD KYC
   ========================================================================== */
.upload-zone{border:2px dashed var(--line);border-radius:16px;padding:38px 20px;text-align:center;
  cursor:pointer;transition:.25s;background:var(--paper-2);}
.upload-zone:hover,.upload-zone.is-drag{border-color:var(--marigold);background:rgba(233,162,27,.07);}
.upload-zone svg{width:34px;height:34px;fill:var(--indigo);margin-bottom:12px;}
.upload-zone p{margin:0;font-size:.9rem;color:var(--slate);}
.upload-zone strong{color:var(--ink);}
.upload-zone input[type="file"]{display:none;}
.upload-list{list-style:none;margin:16px 0 0;padding:0;display:flex;flex-direction:column;gap:8px;}
.upload-list li{display:flex;justify-content:space-between;align-items:center;gap:10px;background:#fff;
  border:1px solid var(--line);border-radius:10px;padding:9px 14px;font-size:.82rem;color:var(--ink);}
.upload-list li span{overflow:hidden;text-overflow:ellipsis;white-space:nowrap;}
.upload-list button{flex:0 0 auto;color:var(--down);font-size:.76rem;font-weight:700;text-transform:uppercase;letter-spacing:.04em;}
.upload-steps{counter-reset:up;}
.upload-steps li{counter-increment:up;position:relative;padding-left:44px;margin-bottom:18px;}
.upload-steps li::before{content:counter(up);position:absolute;left:0;top:-2px;width:30px;height:30px;border-radius:50%;
  background:var(--indigo);color:#fff;font-family:var(--mono);font-size:.82rem;font-weight:600;display:flex;align-items:center;justify-content:center;}

.kyc-score{background:var(--paper);border-radius:16px;padding:20px 22px;margin-top:22px;}
.kyc-score__label{font-family:var(--mono);font-size:.66rem;letter-spacing:.14em;text-transform:uppercase;color:var(--indigo);}
.kyc-score__row{display:flex;align-items:center;gap:16px;margin-top:10px;flex-wrap:wrap;}
.kyc-score__track{flex:1;min-width:160px;height:9px;background:#E2E8F2;border-radius:100px;overflow:hidden;}
.kyc-score__bar{height:100%;width:0%;background:var(--marigold);border-radius:100px;transition:width .3s,background .3s;}
.kyc-score__row b{font-size:.88rem;color:var(--ink);white-space:nowrap;}

.kyc-pdf-cta{display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap;
  margin-top:20px;background:#fff;border:1.5px dashed var(--line);border-radius:16px;padding:18px 22px;}
.kyc-pdf-cta b{display:block;font-size:.92rem;color:var(--ink);margin-bottom:4px;}
.kyc-pdf-cta p{margin:0;font-size:.83rem;color:var(--slate);max-width:44ch;}

/* ==========================================================================
   24. DISCLAIMER MODAL (home page, once per session)
   ========================================================================== */
.disc-overlay{position:fixed;inset:0;background:rgba(14,27,51,.74);backdrop-filter:blur(4px);z-index:1200;
  display:flex;align-items:center;justify-content:center;padding:20px;opacity:0;visibility:hidden;transition:.3s;}
.disc-overlay.is-open{opacity:1;visibility:visible;}
.disc-modal{background:#fff;border-radius:22px;max-width:600px;width:100%;
  box-shadow:var(--shadow-lg);max-height:86vh;transform:translateY(16px);transition:.3s;
  display:flex;flex-direction:column;overflow:hidden;}
.disc-overlay.is-open .disc-modal{transform:translateY(0);}
.disc-modal__scroll{padding:clamp(26px,4vw,42px);padding-bottom:6px;overflow-y:auto;flex:1 1 auto;min-height:0;}
.disc-modal__icon{width:52px;height:52px;border-radius:14px;background:rgba(233,162,27,.14);display:flex;
  align-items:center;justify-content:center;margin-bottom:18px;}
.disc-modal__icon svg{width:26px;height:26px;fill:var(--marigold-deep);}
.disc-modal h3{margin-bottom:10px;}
.disc-modal p{font-size:.9rem;color:var(--slate);margin-bottom:13px;}
.disc-modal p:last-of-type{margin-bottom:0;}
.disc-modal__actions{display:flex;gap:12px;flex-wrap:wrap;flex:0 0 auto;
  padding:16px clamp(26px,4vw,42px) clamp(20px,3vw,32px);border-top:1px solid var(--line);background:#fff;}
@media (max-width:480px){.disc-modal__actions{flex-direction:column;}.disc-modal__actions .btn{width:100%;}}

/* ==========================================================================
   27. PROMO POPUP (2nd popup — backend-managed, delayed)
   ========================================================================== */
.promo-overlay{position:fixed;inset:0;background:rgba(14,27,51,.7);backdrop-filter:blur(4px);z-index:1150;
  display:flex;align-items:center;justify-content:center;padding:20px;opacity:0;visibility:hidden;transition:.3s;}
.promo-overlay.is-open{opacity:1;visibility:visible;}

/* Mode A — structured (image + title + description + buttons). The whole
   card is capped to 90vh and laid out as a column so the media/text can
   shrink or scroll while the action buttons stay permanently visible —
   never hidden below the fold on a short mobile screen. */
.promo-modal{position:relative;background:#fff;border-radius:22px;max-width:560px;width:100%;
  box-shadow:var(--shadow-lg);overflow:hidden;transform:translateY(16px);transition:.3s;
  display:flex;flex-direction:column;max-height:90vh;}
.promo-overlay.is-open .promo-modal{transform:translateY(0);}
.promo-modal__media{width:100%;aspect-ratio:16/10;max-height:38vh;overflow:hidden;background:var(--paper);flex:0 1 auto;}
.promo-modal__media img{width:100%;height:100%;object-fit:cover;display:block;}
.promo-modal__scroll{overflow-y:auto;flex:1 1 auto;min-height:0;}
.promo-modal__body{padding:30px 34px 34px;text-align:center;}
.promo-modal__body h3{font-size:1.62rem;margin-bottom:12px;}
.promo-modal__body p{font-size:1rem;color:var(--slate);margin-bottom:0;line-height:1.6;}
.promo-modal__actions{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;flex:0 0 auto;
  padding:18px 34px 30px;border-top:1px solid var(--line);}

/* Mode B — single image only: shrink-wraps to the uploaded image's own
   size (scaled down to fit the viewport), never cropped or stretched. */
.promo-modal--imageonly{width:auto;max-width:min(640px,92vw);background:transparent;box-shadow:none;border-radius:18px;}
.promo-modal--imageonly .promo-modal__media{width:auto;max-height:none;aspect-ratio:auto;cursor:pointer;border-radius:18px;
  box-shadow:var(--shadow-lg);background:transparent;line-height:0;}
.promo-modal--imageonly .promo-modal__media img{display:block;width:auto;height:auto;
  max-width:min(640px,92vw);max-height:85vh;object-fit:contain;border-radius:18px;}
.promo-modal--imageonly .promo-modal__scroll,
.promo-modal--imageonly .promo-modal__actions{display:none;}

.promo-modal__close{position:absolute;top:14px;right:14px;z-index:3;width:36px;height:36px;border-radius:50%;
  background:rgba(14,27,51,.6);display:flex;align-items:center;justify-content:center;color:#fff;font-size:1.15rem;
  line-height:1;transition:.2s;border:2px solid rgba(255,255,255,.75);}
.promo-modal__close:hover{background:var(--ink);}

.btn--green{background:#1E9E5A;color:#fff;}
.btn--green:hover{background:#167C46;transform:translateY(-2px);}
@media (max-width:480px){.promo-modal__actions{flex-direction:column;}.promo-modal__actions .btn{width:100%;}}


/* ==========================================================================
   28. BLOG
   ========================================================================== */
.blog-card{display:block;background:#fff;border:1px solid var(--line);border-radius:20px;overflow:hidden;
  transition:.3s;height:100%;}
.blog-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-md);}
.blog-card__media{position:relative;aspect-ratio:16/10;background:var(--paper);overflow:hidden;}
.blog-card__media img{width:100%;height:100%;object-fit:cover;transition:transform .5s;}
.blog-card:hover .blog-card__media img{transform:scale(1.06);}
.blog-card__tag{position:absolute;left:14px;top:14px;background:var(--marigold);color:#231600;
  font-family:var(--mono);font-size:.64rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;
  padding:5px 11px;border-radius:100px;}
.blog-card__body{padding:22px;}
.blog-card__date{font-family:var(--mono);font-size:.68rem;letter-spacing:.06em;text-transform:uppercase;color:var(--slate);}
.blog-card__body h3{font-size:1.08rem;margin:8px 0 8px;line-height:1.32;}
.blog-card__body p{font-size:.87rem;color:var(--slate);margin-bottom:14px;
  display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden;}
.blog-card__more{display:inline-flex;align-items:center;gap:7px;font-size:.78rem;font-weight:600;color:var(--indigo);
  font-family:var(--mono);letter-spacing:.06em;text-transform:uppercase;}
.blog-card__more svg{width:14px;height:14px;fill:var(--marigold-deep);}

.blog-article{width:85%;margin:0 auto;}
.blog-article img{border-radius:16px;margin:1.4em 0;}

/* ==========================================================================
   25. LOGIN / PORTAL CARDS
   ========================================================================== */
.portal-card{background:#fff;border:1px solid var(--line);border-radius:20px;overflow:hidden;
  display:flex;flex-direction:column;height:100%;transition:.3s;}
.portal-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-md);}
.portal-card__bar{height:6px;}
.portal-card__bar--a{background:var(--indigo);}
.portal-card__bar--b{background:var(--marigold);}
.portal-card__bar--c{background:var(--ink);}
.portal-card__body{padding:30px;display:flex;flex-direction:column;flex:1;}
.portal-card__ico{width:50px;height:50px;border-radius:14px;display:flex;align-items:center;justify-content:center;margin-bottom:20px;}
.portal-card__ico svg{width:24px;height:24px;}
.portal-card__ico--a{background:rgba(29,62,119,.1);}
.portal-card__ico--a svg{fill:var(--indigo);}
.portal-card__ico--b{background:rgba(233,162,27,.14);}
.portal-card__ico--b svg{fill:var(--marigold-deep);}
.portal-card__ico--c{background:rgba(14,27,51,.08);}
.portal-card__ico--c svg{fill:var(--ink);}
.portal-card__bar--d{background:var(--marigold-deep);}
.portal-card__ico--d{background:rgba(200,131,11,.14);}
.portal-card__ico--d svg{fill:var(--marigold-deep);}
.portal-card h3{font-size:1.14rem;margin-bottom:10px;}
.portal-card p{font-size:.9rem;color:var(--slate);margin-bottom:22px;flex:1;}
.portal-card .btn{align-self:flex-start;}

/* ==========================================================================
   26. KYC UPLOAD FORM
   ========================================================================== */
.callout--info{border-left-color:var(--indigo);background:rgba(29,62,119,.05);}
.callout--info .callout__t{color:var(--indigo);}

.kyc-progress{margin:22px 0 0;}
.kyc-progress__label{display:flex;justify-content:space-between;font-size:.78rem;color:var(--slate);
  margin-bottom:8px;font-family:var(--mono);}
.kyc-progress__label b{color:var(--ink);}
.kyc-progress__track{background:var(--paper);border-radius:100px;height:9px;overflow:hidden;}
.kyc-progress__bar{height:100%;background:var(--marigold);border-radius:100px;width:4%;transition:width .3s;}

.kyc-layout{display:grid;grid-template-columns:1fr 300px;gap:clamp(24px,3vw,44px);align-items:start;margin-top:36px;}
.kyc-side{position:sticky;top:110px;display:flex;flex-direction:column;gap:18px;}
.kyc-side-card{background:var(--paper);border-radius:16px;padding:22px;}
.kyc-side-card h4{font-family:var(--mono);font-size:.66rem;letter-spacing:.14em;text-transform:uppercase;
  color:var(--indigo);margin-bottom:14px;}
.kyc-side-card ul{margin:0;padding:0;list-style:none;}
.kyc-side-card--stats div{display:flex;justify-content:space-between;gap:10px;font-size:.83rem;padding:9px 0;
  border-bottom:1px solid var(--line);color:var(--slate);}
.kyc-side-card--stats div:last-child{border-bottom:0;}
.kyc-side-card--stats b{color:var(--ink);font-weight:600;}
.kyc-side-card--person{background:var(--ink);color:#fff;}
.kyc-side-card--person h4{color:var(--marigold);}
.kyc-side-card--person p{font-size:.85rem;color:#B9C6DC;margin-bottom:16px;}

.kyc-section{background:#fff;border:1px solid var(--line);border-radius:20px;padding:clamp(22px,3vw,32px);margin-bottom:20px;}
.kyc-section__head{display:flex;align-items:flex-start;gap:14px;margin-bottom:24px;}
.kyc-section__num{width:34px;height:34px;border-radius:50%;background:var(--indigo);color:#fff;flex:0 0 auto;
  display:flex;align-items:center;justify-content:center;font-family:var(--mono);font-weight:700;font-size:.92rem;}
.kyc-section__head h3{margin:0 0 4px;font-size:1.14rem;}
.kyc-section__head p{margin:0;font-size:.84rem;color:var(--slate);}

.pill-group{display:flex;gap:10px;flex-wrap:wrap;}
.pill{position:relative;display:inline-flex;}
.pill input{position:absolute;opacity:0;width:100%;height:100%;margin:0;cursor:pointer;}
.pill span{display:inline-flex;align-items:center;padding:10px 18px;border:1.5px solid var(--line);border-radius:100px;
  font-size:.84rem;color:var(--slate);transition:.2s;white-space:nowrap;}
.pill input:checked+span{background:var(--indigo);border-color:var(--indigo);color:#fff;}
.pill input:focus-visible+span{outline:2px solid var(--marigold);outline-offset:2px;}

.doc-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;}
.doc-upload label{display:block;font-size:.78rem;font-weight:600;text-transform:uppercase;letter-spacing:.05em;
  color:var(--slate);margin-bottom:5px;font-family:var(--mono);}
.doc-upload__hint{font-size:.78rem;color:var(--slate);margin:0 0 9px;}
.doc-upload .upload-zone{padding:20px 14px;}
.doc-upload .upload-zone svg{width:24px;height:24px;margin-bottom:6px;}
.doc-upload .upload-zone p{font-size:.8rem;}
.doc-upload .upload-list{margin-top:10px;}
@media (max-width:640px){.doc-grid{grid-template-columns:1fr;}}

.consent-list{display:flex;flex-direction:column;gap:12px;margin:18px 0;}
.consent-list label{display:flex;gap:10px;align-items:flex-start;font-size:.86rem;color:var(--slate);}
.consent-list input{width:auto;margin-top:4px;flex:0 0 auto;}

@media (max-width:960px){
  .kyc-layout{grid-template-columns:1fr;}
  .kyc-side{position:static;}
}

/* ==========================================================================
   23. TESTIMONIAL CAROUSEL
   ========================================================================== */
.testi{position:relative;max-width:760px;margin:0 auto;display:flex;align-items:center;gap:16px;}
.testi__viewport{flex:1;overflow:hidden;border-radius:20px;}
.testi__track{display:flex;transition:transform .5s cubic-bezier(.4,0,.2,1);}
.testi__card{flex:0 0 100%;background:#fff;border:1px solid var(--line);border-radius:20px;
  padding:clamp(28px,4vw,44px);text-align:center;}
.testi__stars{color:var(--marigold);letter-spacing:3px;font-size:1.05rem;margin-bottom:16px;}
.testi__quote{font-family:var(--display);font-style:italic;font-size:clamp(1.05rem,1.8vw,1.32rem);
  line-height:1.56;color:var(--ink);margin-bottom:24px;}
.testi__who{display:flex;align-items:center;justify-content:center;gap:12px;}
.testi__avatar{width:46px;height:46px;border-radius:50%;background:var(--indigo);color:#fff;display:flex;
  align-items:center;justify-content:center;font-family:var(--mono);font-weight:600;font-size:.86rem;flex:0 0 auto;}
.testi__who b{display:block;color:var(--ink);font-size:.92rem;font-weight:600;}
.testi__who small{display:block;color:var(--slate);font-size:.8rem;}
.testi__who div{text-align:left;}
.testi__arrow{flex:0 0 auto;width:42px;height:42px;border-radius:50%;border:1px solid var(--line);background:#fff;
  font-size:1.3rem;line-height:1;color:var(--ink);display:flex;align-items:center;justify-content:center;transition:.2s;}
.testi__arrow:hover{background:var(--ink);color:#fff;border-color:var(--ink);}
.testi__dots{display:flex;justify-content:center;gap:8px;margin-top:24px;}
.testi__dot{width:8px;height:8px;border-radius:50%;background:var(--line);border:0;padding:0;transition:.25s;}
.testi__dot.is-active{background:var(--marigold);width:24px;border-radius:6px;}
@media (max-width:640px){
  .testi{gap:8px;}
  .testi__arrow{width:34px;height:34px;font-size:1.1rem;}
}

/* ==========================================================================
   22. DARK-CONTEXT CORRECTIONS
   ========================================================================== */
.hero .eyebrow,.phero .eyebrow,.ctaband .eyebrow,.ribbon .eyebrow{color:var(--marigold);}
.hero .eyebrow::before,.phero .eyebrow::before,.ctaband .eyebrow::before{background:var(--marigold);}
.hero em,.phero em,.ctaband em,.ribbon em{color:var(--marigold);font-style:italic;}
.hero .lead,.phero .lead{color:#BECBE1;}
.bg-ink .callout{background:rgba(255,255,255,.05);}
.bg-ink .callout p{color:#B9C6DC;}
.bg-ink .form__note{color:#93A6C4;}
.bg-ink .sec-head .lead{color:#B0BFD8;}

/* faq inside a paper section keeps hairlines visible */
.bg-paper .faq,.bg-paper .faq__item{border-color:rgba(14,27,51,.14);}

/* map frame */
.map-frame{border-radius:20px;overflow:hidden;height:min(56vw,420px);background:var(--paper);box-shadow:var(--shadow-sm);}
.map-frame iframe{width:100%;height:100%;border:0;display:block;}